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@article{HAJJ FINANCING, DSN MUI, NAHDLATUL ULAMA, PERSIS, ISLAMIC FINANCE PERSPECTIVES_2024, volume={6}, url={https://www.ojs.mlati.id.or.id/index.php/JSE/article/view/894}, DOI={10.35896/jse.v6i2.894}, abstractNote={ Examines the varied views on talangan haji (hajj financing) in Islamic finance, focusing on the perspectives of key Islamic institutions like the Dewan Syariah Nasional-Majelis Ulama Indonesia (DSN-MUI), Nahdlatul Ulama (NU), and Persatuan Islam (PERSIS). The discussion highlights the ethical and religious debates surrounding the use of financial assistance for haji, traditionally a duty only for those who can afford it without hardship. Talangan haji, essentially a benevolent loan, is scrutinized for its adherence to Islamic principles, especially regarding interest (riba) and the affordability of the pilgrimage. DSN-MUI supports talangan haji, arguing it meets Islamic guidelines by aiding Muslims in fulfilling their religious duties without involving riba. Conversely, NU and PERSIS express concerns; NU worries about the potential dependency on financial schemes that might contradict self-sufficiency in pilgrimage, while PERSIS questions the moral implications of incurring debt for religious purposes, which could compromise the required financial independence. This exploration provides a comprehensive understanding of the intersection between modern financial practices and traditional religious obligations, enhancing the ongoing discourse in Islamic jurisprudence about the relevance of ancient religious practices in contemporary settings. }, number={2}, journal={JOURNAL OF SHARIA ECONOMICS}, year={2024}, month={Dec.}, pages={18–36} }