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“Pengaruh Literasi Keuangan, Pembiayaan Murabahah Dan Mudharabah Terhadap Pengembangan Keunggulan Kompetitif Sektor UMKM Di Mojokerto: Studi Kasus Pada Bank Syariah Mandiri KCP Mojokerto”. Journal of Islamic Banking, vol. 2, no. 2, Dec. 2021, pp. 199-30, https://www.ojs.mlati.id.or.id/index.php/JIB/article/view/265.