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“Analisis Penentuan Ujrah Produk Gadai Emas di Perbankan Syariah (BSI Kantor Cabang Bangkalan)” (2024) Journal of Islamic Banking, 5(1), pp. 39–48. Available at: https://www.ojs.mlati.id.or.id/index.php/JIB/article/view/829 (Accessed: 6 November 2026).