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“Pengaruh Literasi Keuangan, Pembiayaan Murabahah Dan Mudharabah Terhadap Pengembangan Keunggulan Kompetitif Sektor UMKM Di Mojokerto: Studi Kasus Pada Bank Syariah Mandiri KCP Mojokerto”. 2021. Journal of Islamic Banking 2 (2): 199-230. https://www.ojs.mlati.id.or.id/index.php/JIB/article/view/265.