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Pengaruh Kecukupan Modal dan Penyaluran Kredit Terhadap Profitabilitas dengan Rasio Kredit Bermasalah Sebagai Variabel Moderating pada Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia. JIB. 2021;2(2):130-157. Accessed September 6, 2026. https://www.ojs.mlati.id.or.id/index.php/JIB/article/view/229